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4money.com :: Most states have usury laws which limit a yearly rate to 30% or under of all loans. Currently Pay Day stores slip by by praoclaiming that loans are paid back in 14 days so no violation has occurred and that they are providing a much needed service to people that have no where else to go. - 4money.com

These events are the type where it is not that life-threatening or life-changing if you fail to pay cash quick and up-front. You'll just have to cough up a little more dough than usual afterwards.3. Not Important, Not Urgent - This third kind is the sort of event where you should not take out pay day loans for.

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